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Dental Plan Articles
1. Getting the Most from Your Dental Plan.
2. Understanding Dental Benefits.
3. Importance of Dental Benefits
Dental Insurance Plans Offered
1. Indemnity Plans
2. Dental HMOs
3. Preferred Provider Organizations
4. Dental Discount and Reimbursement Plans
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The Importance of Dental Benefits
Good
dental care has a significant impact on our overall well-being and
productivity. In fact, dental-related illnesses result in 164 million
lost work hours and 51 million lost school hours (per every 100,000
children) in the United States each year.
Yet, just a little prevention goes a long way with dental care. Consider the impact preventive dental care has had:
- A 12% increase in regular oral check-ups coincided with a 52% decrease in the number of fillings between 1979 to 1990.
- The United States saves $4 billion on dental care each year through prevention, early detection and treatment.
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While
the cost of good dental care can be prohibitive for many individuals,
the cost of offering a good dental plan is relatively inexpensive for
an employer. In fact, dental benefits make up only 5% of the total cost
of health benefits nationwide.
And,
the great thing about dental benefits is that employers and employees
can share in the cost of the benefit. Delta Dental, for example,
requires employers to contribute only 50% of the annual premium for our
employer-sponsored plans. We also offer tremendous flexibility in
designing benefits plans that enable employers to manage their dental
benefits costs effectively.
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